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Watches on 0% Finance from Leading Watch Brands

Whether it's a meaningful gift or a little indulgence, our finance options, through V12 Finance, make it easy to spread the cost. You can choose to pay over 6, 9, 12, 18, 24, 36, 48, or even 60 months, depending on your order value. It’s all about making things more manageable, so you can enjoy your purchase with less worry.

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At Banks Lyon Jewellers, our online & in-store 0% finance is offered through V12 Finance. Banks Lyon Jewellers is authorised and regulated by the Financial Conduct Authority.

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Pay Monthly

Up to 5 years 0% finance

Explore All Watches

Example

Cartier Santos Large Watch (WSSA0062)

From only £61.66 per month

0% APR Representative. T&Cs apply.

Sample Duration

Deposit

Monthly Payment

12 Months

10% (£740.00)

£555.00

24 Months

10% (£740.00)

£277.50

36 Months

10% (£740.00)

£185.00

48 Months

10% (£740.00)

£138.75

60 Months

15% (£1,110.00)

£104.83

60 Months

50% (£3,700.00)

£61.66

Engagement Rings

Up to 5 years 0% finance

Explore Diamond Rings

Example

Platinum 0.70ct Oval Cut Diamond Halo Ring

From only £136.88 per month over 36 months

0% APR Representative. T&Cs apply.

If you’re looking for a way to make your purchase more manageable, our range of finance options may be the perfect place to start.

If your purchase is over £500, we offer a completely interest-free finance option where you can split the cost of your payment up to 48 months with a 10% initial deposit.

Available In-Store & Online.

Our Customer Reviews

Pay monthly with 0% Finance for UK customers only - Apply online.

Term	Minimum spend	Minimum Deposit	Interest
6 months	£500	10%	0% APR
12 months	£500	10%	0% APR
18 months	£500	10%	0% APR
24 months	£500	10%	0% APR
36 months	£500	10%	0% APR
48 months	£500	10%	0% APR
60 months	£500	15%	0% APR

REPRESENTATIVE EXAMPLE: 60 Months on 0% APR finance.

Item Cost: £1,500.00

Deposit Required: £225.00

Loan Amount: £1,275.00

Interest Charged: £0

Total Amount Payable: £1,500.00

60 monthly payments of £21.25 with no interest.

Finance provided by V12 | Retail Finance

Term	Minimum spend	Min. Deposit	Interest
12 months	£500	10%	9.9% APR
24 months	£500	10%	9.9% APR
36 months	£500	10%	9.9% APR
48 months	£500	10%	9.9% APR
60 months	£500	10%	9.9% APR

Finance terms are available on all new watches, Jewellery & Diamond Rings above £500. Other finance options available for second hand goods and sale items. For customers based in the United Kingdom looking to spread the cost of a purchase.

HOW TO APPLY:

1) Choose your desired product and click "Add to bag".

2) At the checkout, simply select the "Monthly Finance" Option

3) Follow the on-screen prompts through to the v12 application process for your instant online decision. Your order will then be processed by our team.

View our Finance FAQ.

Approval for Pay monthly finance services are subject to status, applicants must be over 18 and terms and conditions apply.

0% Finance available on new and selected products starting from £500, and 9.9% Finance available on selected Pre owned & Sale products.

Up to 4 YEARS 0% Finance available with as little as 10% deposit required. - or 5 years with 15% deposit.

Finance Calculator

Explore products within your selected price range

£

Total amount payable: £--

monthly payments of £-- with no interest

Flexible Purchases with Banks Lyon

Here at Banks Lyon, we want everyone to be able to enjoy the wide range of products we have to offer. With 0% finance, purchasing from a jeweller that provides interest-free credit has never been easier.

Simply take a look at the range of watches and jewellery with available 0% financing options below, select the item you like and use our simple finance calculator to choose which pricing plan works best for you. Once you have chosen your desired plan and deposit, click ‘add to basket’.

The main advantage to choosing 0% finance is the ability to get your item now, rather than wait to save up with the additional benefit of no interest to pay.

Be sure to get a gift for that special someone before their birthday or other special occasion, or treat yourself to something from our collection with 0% APR from a 6 to 60-month term. With a minimum deposit of just 10% for terms up to 48 months, you can rest assured that you can get the item that you want without having to pay all at once.