Pay Monthly with 0% Finance (UK ONLY)

Finance terms are available on all new watches, Jewellery & Diamond Rings above £500. Other finance options available for second hand goods and sale items. For customers based in the United Kingdom looking to spread the cost of a purchase.

0% Finance available on new and selected products starting from £500, and 12.9% Finance available on selected Pre owned & Sale products.

Up to 4 YEARS finance available. As little as 10% deposit required.

For Rolex and pre owned watches, selected models are also available with an additional option of 0% Finance over 6 months with a 20% deposit, or an option of 0% finance over 12 months with a 50% deposit, as noted in the descriptions of the applicable product pages.

Click here to view the criteria you must meet to be considered eligable for finance, as set by Hitachi Capital. Credit is provided by Hitachi Personal Finance, a division of Hitachi Capital (UK) PLC authorised and regulated by the Financial Conduct Authority.

Apply Online or call us
on 01524 38 10 20

Pay monthly with 0% Finance for UK customers only - Apply online or by phone.

Term	Minimum spend	Minimum Deposit	Interest
6 months	£500	10%	0% APR
12 months	£500	10%	0% APR
18 months	£500	10%	0% APR
24 months	£500	10%	0% APR
36 months	£500	10%	0% APR
48 months	£500	20%	0% APR

REPRESENTATIVE EXAMPLE: 48 Months on 0% APR finance.

Item Cost: £1,500.00

Deposit Required: £300.00

Loan Amount: £1,200.00

Interest Charged: £0

Total Amount Payable: £1,500.00

48 monthly payments of £25.00 with no interest.

Term	Minimum spend	Min. Deposit	Interest
6 months	£500	10%	12.9% APR
12 months	£500	10%	12.9% APR
18 months	£500	10%	12.9% APR
24 months	£500	10%	12.9% APR
36 months	£500	10%	12.9% APR
48 months	£500	10%	12.9% APR

Finance Calculator

Explore products within your selected price range

Flexible Purchases with Banks Lyon

Here at Banks Lyon, we want everyone to be able to enjoy the wide range of products we have to offer. With 0% finance, purchasing from a jeweller that provides interest-free credit has never been easier.

Simply take a look at the range of watches and jewellery with available 0% financing options below, select the item you like and use our simple finance calculator to choose which pricing plan works best for you. Once you have chosen your desired plan and deposit, click ‘add to basket’.

The main advantage to choosing 0% finance is the ability to get your item now, rather than wait to save up with the additional benefit of no interest to pay.

Be sure to get a gift for that special someone before their birthday or other special occasion, or treat yourself to something from our collection with 0% APR from a 6 to 48-month term. With a minimum deposit of just 10% for terms up to 36 months, you can rest assured that you can get the item that you want without having to pay all at once.

Your Personal Shopper

Where VIP treatment comes as standard

Banks Lyon epitomises exclusivity by providing every customer with a personal shopper service tailored directly to your individual needs and more importantly, to your taste and budget. Whether you are seeking something unique for a loved one, or perhaps to commemorate a particular special occasion, your Banks Lyon personal shopper will be with you every step of the buying process to ensure that you get that perfect piece of jewellery or watch.

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