Christmas Buyers Guide: Watches on Finance

Buyer Advice and Information

2021 is flying by, and Christmas is nearly here already. Don’t let any more time pass – this is the perfect moment for you to finally buy that watch you’ve been looking at.

We’re official stockists for some of the world’s best brands, such as OMEGA and Breitling, so you can expect high-end pieces at great prices when you choose Banks Lyon.

We also offer several purchasing options, including on finance, meaning you’ll always be able to buy watches your way.

Why Are Watches Such Great Christmas Gifts?

With Christmas being a special time to show the people you love what they mean to you, why not take this opportunity to get a timepiece they will treasure forever?

Watches are also a very adaptable accessory – not only do they come in a range of sizes, colours, materials and complications, but they can also be worn on many different occasions, from a day out on the beach or on the mountain to a cocktail party. The possibilities are endless!

Their precision allows people to keep track of their fitness (for example, Garmin smart watches can monitor hydration levels and offer GPS) when diving, and more, ensuring the right watch for the right lifestyle.

Watches can also complement and enhance wardrobe choices easily, meaning they’re perfect to take with you to work to glam up an outfit – if you’re purchasing a watch as a gift, then you can be confident your gift will get a lot of mileage!

Watches can be worn every day and still last a very long time, especially if you buy from a world-renowned brand, like IWC, OMEGA or Bremont. And, of course, a watch is not just a practical gift. It’s also a fantastic investment – people can add it to their collection or pass it to the next generation, and its value will likely increase over time.

Image: Garmin MARQ Athlete Titanium watch – available for £1,399 or from £20.99 per month at 0% finance.

Should You Buy on Finance?

The answer is a resounding yes. There are many benefits of buying a watch on finance, such as there being no need to wait months or years to get your dream watch, for instance. You can pay for it in several instalments instead.

This is also a great option if you don’t want to spend a large amount of cash at once. You may be able to purchase immediately, but choosing finance means you can balance the costs by paying monthly instead of putting down a large sum.

Many watches, as mentioned, will increase in value over time, so you may be able to get the best deal now instead of waiting – and, with Banks Lyon, you don’t have to worry about paying more than the watch’s price, since we offer a 0% finance option.

The way this works is that you spread the payments of a watch over 5 years while only having to put down a 10% deposit (and without paying interest). Check out our finance calculator on our zero finance page to see how much your monthly costs would be.

In short, buying a gift for a special person in your life doesn’t have to be daunting, it can – and should be – effortless. So, when purchasing a timepiece from Banks Lyon, you have the option to spread out the cost throughout several months, allowing you to get the exact watch you’re looking for instead of having to compromise on the brand or any of its features.

Image: Hublot Big Bang E Titanium 42mm watch – available for £4,300 or from £64.50 per month at 0% finance.</em

Top Brands at Banks Lyon

If you’ve had a look around our website – or peeked through the window of our Lancaster or Kendal stores – but are still unsure which watch to buy, we can help.

We stock a wide range of models at Banks Lyon, so take a look at our handpicked selection that will make a perfect gift – either for you or a loved one:

TAG Heuer Watches

One of the reasons why TAG Heuer is so popular is that the watchmaker offers affordable and reliable pieces that are also innovative and avant-garde. TAG Heuer is not afraid to break the mould and make its own rules, and this is clear in its revolutionary designs and choice of materials.

All TAG Heuer watches are tested for precision and quality, including going through compression stress tests and 16,000 shocks to ensure their performance even in the harshest conditions. A fantastic example is how the company was the first Swiss watchmaker in space, as John Glenn wore one of its stopwatches in 1962 onboard the Mercury Atlas 6.

So, if you or your loved one are looking for a durable watch to take everywhere you go, then a piece such as the following TAG Heuer Carrera watch is the right choice:

TAG Heuer Carrera Quartz 36mm Watch

This stunning watch for ladies is also a great Christmas present, especially if you seek a reliable and elegant piece that can be worn on every occasion.

The stainless-steel bracelet and 36mm case, as well as the sapphire crystal protecting the quartz movement, ensure the durability of the watch for many years to come. And, with water resistance up to 100 metres, it’s clear this piece is more than just stylish and modern, it’s also highly functional and perfect for someone sporty.

The mother-of-pearl dial is the perfect finishing touch to this delicate model.

The TAG Heuer Carrera Quartz 36mm watch can be purchased for £1,700 or from £25.50 per month at 0% finance.

OMEGA Watches

OMEGA has a long, rich history in the watch world, and is a titan of the industry – founded in 1848, the company started making the world’s first mass-produced watches in 1885 and, by 1903, was already manufacturing more than 240,000 a year.

Today, this brand is known for delivering unrivalled attention to detail and precision, which is why OMEGA has been the official timekeeper for events such as the FIFA World Cup for a long time.

OMEGA watches are durable and timeless, as their aesthetics have stood the test of time and will continue to do so for many more years to come. With this brand, there’s a watch for everyone, whether you’re looking for a rugged piece, a delicate and feminine watch or a sporty option.

OMEGA Speedmaster watches were the only ones to survive NASA testing in 1962, the first to enter space, and the first and only pieces to be worn on the moon in 1969. You can continue to expect high levels of precision and performance in their modern counterparts, including the iconic:

OMEGA Speedmaster Moonwatch Master Chronometer Hesalite 42mm Calibre 3861 Watch

Having been a part of all six moon landings, you can own – or gift – a piece of history when you choose this Speedmaster model.

Perfect for the adventurous person in your life who needs a reliable piece to take on their explorations. This Moonwatch is available in stainless steel with a contrasting black dial and a tachymeter bezel (which allows you to know exactly how much you have travelled based on time elapsed – ideal for divers).

The hesalite glass protects the powerful hand-wound, co-axial escapement chronometer Calibre 3861, and you’ll be able to find an embossed Seahorse medallion on the caseback for an extra special touch.

This watch is inspired by the 4th generation Speedmaster piece worn on the moon, which further goes to show how iconic and timeless the watch really is.

This sophisticated OMEGA Speedmaster Moonwatch Master Chronometer Hesalite 42mm Calibre 3861 watch can be purchased from Banks Lyon for £5,370 or from £80.55 per month at 0% finance.

Breitling Watches

Another fantastic watchmaker to consider gifting on finance is Breitling. The brand is sought-after for its technical watches, as it’s played a very important role in the creation of the wrist chronograph – today, all Breitling watches are chronometer-certified, so you can rest assured you’re getting quality, precision and performance.

One of the company’s most acclaimed timepieces are the Breitling Navitimer watches, which were born in the 40s when the brand added a circular slide rule to the bezel of their chronograph models for use by aircraft pilots. In fact, pilots still favour this collection, as it offers incredibly reliable, sturdy and accurate pieces.

World leader in chronograph complications and technical pieces, Breitling makes watches that are the perfect gift for someone who needs accurate timekeeping while remaining stylish at the same time. A stunning example of the Navitimer collection includes:

Breitling Navitimer Automatic 38 Watch

Want a gift for a sophisticated lady or gent who likes to stay chic even when out in nature? This model is sleek, modern and dressy, while also being elegant and capable of smartening up any outfit – especially with its gorgeous blue dial.

It’s a compact watch with its 38mm stainless steel case, meaning it will never get in the way – and will always sit comfortably on the wrist.

Both the stainless steel and the sapphire crystal work together to keep the watch safe from scratches and accidental bumps and knocks, so you can be confident that this is a piece to last a lifetime.

This Breitling Navitimer Automatic 38 watch can be bought for £3,775 or from £56.63 per month at 0% finance from Banks Lyon.

Banks Lyon stock so many other timepieces, including Longines, Rado, Cartier and Hamilton, which means we can cater to all tastes!

We also have a personal shopper service to help you buy the right watch. It’s easy to become overwhelmed by the many choices available to you, so our friendly staff is always on hand to help you narrow them down – and to help you choose the perfect Christmas gift.

Our team has many years of experience in the jewellery and horology worlds, so they can easily help you find a timepiece that suits your needs and lifestyle. Speak to us if you’d like more information about our services or any of our luxury watches.